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Terms & Conditions

Legal Disclaimer

The information provided by Stef and The City is for educational and consulting purposes only.

We do not provide:

  • legal advice

  • financial advice

  • tax advice

  • credit guarantees
     

Results vary based on effort, reporting agencies, lenders, and individual history.
Clients should consult attorneys, financial advisors, or tax professionals when necessary.

Terms & Conditions

By using this website and services, you agree:
 

  • Services are educational and consultative

  • No guarantees of job placement, credit score changes, approval, or outcomes

  • Clients are responsible for providing accurate information

  • Fees must be paid before services begin unless otherwise stated

  • Missed appointments may require rescheduling fees

  • Unauthorized sharing of templates or materials is prohibited

  • We reserve the right to refuse service if abusive, fraudulent, or inappropriate behavior occurs.


These terms may update periodically.

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